Author: Andrew Reynolds

Every year there are over 90,000 personal insurance claims paid out in Australia, and over 18,000 of these claims are lump sum payments for Total & Permanent Disability (TPD) and most of these are TPD policies held in their superannuation account. And the interesting thing is a large portion of these people didn’t even realise they had personal insurance cover in the first place, and even if they did they didn’t realise they could claim on this insurance cover. Most people think that they can’t claim on their TPD insurance unless they are severely disabled through an illness or injury…